Real Estate Investors

Roost Home Loans specializes in personalized, efficient financing tailored for real estate investors — whether you're acquiring properties for quick flips, building rental portfolios, or handling transitional and new-build projects.
Your Investment Vision. Our Tailored Financing.

Fix & Flip Loans Built for Speed

Fix & Flip Financing Short-term funding built for purchasing, renovating, and reselling properties. Secure strong leverage on acquisition and rehab to boost your profit margins on value-add investments.

  • Up to 80% LTV based on after-repair value
  • Rapid closings in as little as 7-21 days
  • Flexible interest-only options during the hold period
  • Asset-based decisions for streamlined approvals
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DSCR Loans for Rental Property Growth

DSCR Rental Loans Scale your rental portfolio with loans evaluated mainly on the property's rental income potential (via Debt Service Coverage Ratio), bypassing heavy personal income documentation. Great for acquisitions, refinances, or cash-out on income-producing single-family or small multifamily properties.

  • Long-term fixed or adjustable options
  • Qualification centered on property cash flow and market rents
  • Efficient process geared toward seasoned investors
  • Expand your holdings without personal DTI constraints
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Fast Bridge Financing for Investors

Bridge Loans Quick, interim capital for time-sensitive transactions — ideal when you need to secure a deal fast, bridge to permanent financing, or handle short-term positioning.

  • Closings in 7-21 days
  • Up to 80% LTV
  • Terms from 6-24 months
  • Designed to bridge gaps in your investment timeline
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Construction & Ground-Up Financing

Construction / Ground-Up Financing Dedicated support for new developments, major rehabs, or full ground-up builds — providing structured funding for builders and investors tackling fresh projects.

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High LTC

Up to 85% LTC on eligible developments

Draw-Based Terms

12-24 month draw-based terms

Milestone Funding

Funds disbursed progressively as milestones are met

Expert Support

Connections to specialized construction expertise

Ready to Power Your Next Investment?

Whether you're focused on fix-and-flip speed, long-term rental growth, bridging deals, or ground-up creation, Roost Home Loans delivers fitting solutions — with fast pre-qualifications (often 24-72 hours), substantial funding capacity, and dedicated guidance throughout.

Kick off with a simple, no-obligation inquiry — soft credit pull to explore your options quickly.

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