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Loan Types

HELOC

Borrow against your home’s equity through a fixed loan or flexible credit line, ideal for renovations, debt consolidation, and major expenses.

DSCR Loan

A DSCR loan lets investors qualify based on a property's rental income, making it ideal for financing and expanding income-producing real estate.

Bank Statement Loan

Qualify using bank statements instead of tax returns—ideal for self-employed buyers, seasonal earners, and investors needing flexible approval.

Conventional

Accessible loans with low down payments and lenient credit requirements, ideal for first-time or moderate-income buyers.

VA

Exclusive benefits for veterans and active-duty service members, including no down payment and competitive rates.

FHA

Buy or refinance with a lower credit profile and more debt compared to most loans. You only need 3.5% down to buy a home.

Fix-and-Flip Loans

Fast, flexible financing for investors needing quick capital to purchase, renovate, and resell properties.

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Address: 295 East Renfro, Ste 300, Burleson, TX 76028
Phone: 1 (877) 298-1001
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JRS Home Loans, NMLS #1734316. Equal Housing Lender. Loans not available in all states. Texas SML Mortgage Company License #1734316. Consumers may file complaints with the Texas Department of Savings & Mortgage Lending at www.sml.texas.gov or 1-877-276-5550. View full licensing & disclosures